The Habitat homeownership model helps working, lower-income families realize their dream of owning a home. Habitat homeowners spend no more than 25% of their household income on monthly payments (mortgage principal and property taxes only), which provides stability and the chance to build a secure future for themselves and their children.
We provide families with the coaching, education and support to be successful first-time homeowners. Depending on location, we build single-dwelling and townhouse units. Our houses are designed around the needs of each qualifying family.
Families purchase an energy-efficient and affordable home from Habitat for Humanity Grey Bruce with a no down payment, no interest, 20-year term mortgage.
Families will be considered for a Habitat home if they are living in core housing need due to overcrowding, unsafe environment, unhealthy or unaffordable (current housing costs are more than 30% of total household income).
Families must demonstrate their ability to pay an affordable mortgage.
Each family approved for Habitat’s Homeownership Program becomes a partner in our work. Habitat families are our greatest ambassadors, and as such are asked to help with a variety of initiatives that advance our mission.
Each selected family will be asked to fulfill the following partnership requirements:
Step 1: Expression of Interest
Fill out our Expression of Interest today to find out if your family qualifies for a Habitat home. Click on the link below.
Step 2: Application Process
When houses are available for purchase, pre-qualified applicants will be provided with a full application form to complete and submit. Only complete applications will be considered. The review process involves the following:
PLEASE NOTE: Habitat staff are available to assist applicants with completing their applications.